Financial Freedom International, Inc.  (FFII) currently located in Orem, Utah, was organized in 1987. The company has successfully served tens of thousands of satisfied clients.  When FFII was organized, limited access existed for debt-bound individuals to gain relief, other than filing bankruptcy.  The need for financial coaching, financial education and custom fit debt elimination services existed at every income level, but simply was not available.

Our Services

Since 1987 FFII has developed a holistic and permanent approach to debt elimination and wealth creation that matches the client’s current financial needs with the appropriate service.  These services combine a full spectrum of customized PayAccel Services to fit each client’s specific needs, financial education that teaches sound money management financial principles and financial coaching that helps clients fully understand and apply the financial principles they are being taught.  Alone these services are insufficient in helping someone get out of debt, remain debt free and build wealth.  It is the proper union of these three key elements that brings about true debt elimination and wealth creation.

The first step on the proven path to financial freedom is the Financial Fitness Analysis.  Through this in depth analysis we can determine where the client is on the Financial Health Continuum.  Are they experiencing financial hardship – survival mode? Are they experiencing financial distress hoping for stability? Or are they experiencing financial inertia not getting anywhere seeking security? When we have diagnosed they financial situation, we can prescribe the proper solution.  This may require immediate intervention and always requires ongoing training, support and encouragement.

Our Founder’s Contribution

The founders of FFII, Carol Walker and Dr. John Rivera, have years of experience in related fields.  Dr. Rivera has an extensive background in education including financial consulting.  Mrs. Walker has been a licensed insurance, securities and real estate broker.  Their combined talents have enabled them to reach people on a personal level, and in the process formulate a successful approach to identifying an negotiating successful contractual agreements that characterize them as the major role players in the success of Financial Freedom International, Inc.

Carol A. Walker	John Rivera, Ph.D.

Our Commitment to Superior Customer Service

We believe every client should always be satisfied with the service we provide.  We our proud of the thousands of happy clients we have helped.  We work with companies that have the highest level of integrity and service.  To promote confidence and peace of mind with our clients we are members in good standing with the Better Business Bureau and Dunn and Bradstreet.  We are also a licensed Credit Service Organization in the state of Utah and have a $100,000 bond.  We pride ourselves in going the extra mile when it comes to customer service and trust.