John Rivera, Ph.D., researcher, writer, educator, business/public policy consultant, and Co-Founder of Financial Freedom International, Inc., has built his professional career around the principle that America was founded to be a nation of genuinely free people.

Dr. Rivera's comprehensive approach to debt-free living is rooted in the spiritual principles which gave birth to the idea of our great nation. Other strong influences include his youthful experiences as a California farm worker, the teachings and examples of his parents, grandparents, others, and his research and experience applying these principles to the challenges of everyday life. His innovative curriculums and learning strategies have been noted by leading business people, educators, and public policy makers.

Dr. Rivera is a consultant in both the public and private sectors offering services such as:

• Creative problem solving
• Ethics advising
• Organizational, leadership, resource, and policy development
• Government and international relations
• Debt-free budgeting
• Effective discipline
• Human potential and organizational development
• Effective teaching/learning
• Research
• Evaluation
• Quality control

As a member of the California Senate Rules Committee, Advisory commission on Cost Control in State Governments, he researches, develops, reviews, and analyzes reports on programs and recommends cost controls that have saved billions for the State of California. This significant Commission recently published a scathing report trumpeting the need to apply business fiduciary standards to state procurement practices.

As a motivational speaker, author, and consultant, Dr. Rivera has inspired audiences with interests in business and institutional re-engineering, and organizational and human development, appealing to a wide variety of groups including university faculty, students, and presidents, business owners, elected officials, church groups, and young people. Recently, he brought his fresh perspectives to instructional leaders as co-keynote speaker at the California School Leadership Academy and at a Conference of the Lutheran College of Presidents of America. Dr. Rivera also works as a Senior Research Fellow with the Institute for Education in Transformation.

Dr. Rivera has been recognized by the American Council on Education, the Mayor and City of San Diego, the National Urban Fellows, and the CORO Foundation, among others for his efforts to help others discover, adopt, and apply the understanding, attitudes, and behaviors that will enable them to be genuinely free in all areas of life, including their finances.

If you would like to schedule an appearance with Dr. Rivera, E-mail us at mail@financialfree.com